CruzFi connects investors and business owners with partners that finance commercial and investment real estate, including purchases, refinances, DSCR loans, fix-and-flip projects, and construction.
What types of real estate loans does CruzFi connect to?
Partners in CruzFi's network offer commercial real estate purchase and refinance loans, DSCR loans for investment property, fix-and-flip financing, and construction loans. Property type, whether the deal is a purchase or refinance, and your timeline shape which partners fit.
What does a lender look at for a commercial real estate loan?
Typically the property itself, its income or projected income, the loan-to-value ratio, your experience with similar projects, and your business and credit profile. CruzFi's questionnaire asks for the property type and whether you are purchasing or refinancing so the team can match you appropriately.
Is CruzFi the lender?
No. CruzFi is a capital access platform and referral service, not a lender, bank, or credit union. CruzFi reviews your request and connects you with independent funding partners. Each partner sets its own requirements, rates, fees, and terms, and approval is never guaranteed.
What do I need to get started?
To start, CruzFi asks for your funding goal, the amount you are considering, time in business, approximate monthly revenue, industry, location, and contact details. No documents, Social Security number, or bank login are needed to submit a request. A funding partner will tell you what it requires before you apply with them.
Submitting a request does not guarantee approval or funding.