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Funding Solutions

Business Loans

Access the capital your business needs to grow. We connect you with trusted lending partners who offer competitive rates and flexible repayment terms.

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Fast Funding

Our lending partners can fund in as little as 24 hours. Funds are deposited directly into your business account.

Competitive Rates

Our lending partners offer competitive interest rates tailored to your business profile and needs.

Trusted Partners

We work with vetted, reputable lending institutions to ensure you get reliable funding options.

What You Can Use Business Loans For

  • ✓Working capital and cash flow
  • ✓Equipment purchases
  • ✓Inventory and supplies
  • ✓Marketing and advertising
  • ✓Hiring and payroll
  • ✓Business expansion
  • ✓Debt consolidation
  • ✓Emergency expenses

How It Works

1

Submit your basic information through our secure application

2

Get matched with a lending partner based on your business profile

3

Review your loan options and choose the best fit

4

Receive funds directly into your business bank account

Ready to Get Funded?

Take the first step toward growing your business. Our simple application takes just minutes to complete.

Apply Now →

CruzFi connects business owners with independent lending partners that offer term loans and SBA-backed options. Share your goal and a few details, and the CruzFi team identifies appropriate next steps.

Common questions about business loans

Is CruzFi the lender for a business loan?

No. CruzFi is a capital access platform and referral service, not a lender, bank, or credit union. CruzFi reviews your request and connects you with independent funding partners. Each partner sets its own requirements, rates, fees, and terms, and approval is never guaranteed.

What can a business loan be used for?

Common uses include expansion, hiring, inventory, equipment, marketing, refinancing existing debt, and working capital. Tell CruzFi the purpose up front: funding partners match loan products to the use of funds.

What decides how much I can borrow?

Funding partners generally look at time in business, revenue, credit history, existing debt, and the purpose of the funds. Amounts shown on cruzfi.com are advertised ranges across partners, not an amount every applicant receives.

What do I need to get started?

To start, CruzFi asks for your funding goal, the amount you are considering, time in business, approximate monthly revenue, industry, location, and contact details. No documents, Social Security number, or bank login are needed to submit a request. A funding partner will tell you what it requires before you apply with them.

Submitting a request does not guarantee approval or funding.