CruzFi connects business owners with independent lending partners that offer term loans and SBA-backed options. Share your goal and a few details, and the CruzFi team identifies appropriate next steps.
Is CruzFi the lender for a business loan?
No. CruzFi is a capital access platform and referral service, not a lender, bank, or credit union. CruzFi reviews your request and connects you with independent funding partners. Each partner sets its own requirements, rates, fees, and terms, and approval is never guaranteed.
What can a business loan be used for?
Common uses include expansion, hiring, inventory, equipment, marketing, refinancing existing debt, and working capital. Tell CruzFi the purpose up front: funding partners match loan products to the use of funds.
What decides how much I can borrow?
Funding partners generally look at time in business, revenue, credit history, existing debt, and the purpose of the funds. Amounts shown on cruzfi.com are advertised ranges across partners, not an amount every applicant receives.
What do I need to get started?
To start, CruzFi asks for your funding goal, the amount you are considering, time in business, approximate monthly revenue, industry, location, and contact details. No documents, Social Security number, or bank login are needed to submit a request. A funding partner will tell you what it requires before you apply with them.
Submitting a request does not guarantee approval or funding.