Equipment financing spreads the cost of machinery, vehicles, and tools over time, and the equipment itself typically serves as collateral. CruzFi connects you with partners that finance a wide range of equipment types.
How does equipment financing work?
A funding partner pays for the equipment, and you repay over a set term. Because the equipment secures the financing, partners may weigh the equipment's value alongside your business profile. Some partners advertise financing up to the full equipment value; the amount offered depends on the partner and your business.
What kinds of equipment qualify?
Partners in CruzFi's network finance equipment across industries, including construction, transportation, restaurant, medical, and manufacturing equipment, as well as commercial vehicles. Tell CruzFi what you are buying and the team will identify appropriate options.
Is CruzFi the lender?
No. CruzFi is a capital access platform and referral service, not a lender, bank, or credit union. CruzFi reviews your request and connects you with independent funding partners. Each partner sets its own requirements, rates, fees, and terms, and approval is never guaranteed.
What do I need to get started?
To start, CruzFi asks for your funding goal, the amount you are considering, time in business, approximate monthly revenue, industry, location, and contact details. No documents, Social Security number, or bank login are needed to submit a request. A funding partner will tell you what it requires before you apply with them.
Submitting a request does not guarantee approval or funding.